Saturday 30 April 2011

TRAVEL PROTECTION PLAN

It Provides financial reimbursement and coverage when the unexpected happens before or during a trip. This provides travelers with peace of mind that if anything goes wrong before or during a planned trip, they will not lose the investment they have made on travel plans.Most such protection covers unforeseen weather events while travelers are on vacation. If a hurricane comes while vacationing at the beach, a good travel insurance protection plan will refund the money spent on the vacation in full or at least the portion of the vacation that was not completed.

There are a small number of companies who offer travel insurance protection to safeguard against a growing concern in the United States and worldwide - identity theft. If a traveler's wallet or purse is stolen and they have coverage that guards against identity theft, they would simply call the insurance company's toll free number and report the incident. Identity theft coverage will guide the traveler through specific steps for reporting identity theft to the proper authorities and steps for repairing the damage often done by identity theft. This includes damage to the travelers credit report. An identity theft travel insurance protection plan is often in effect for a certain term after the trip has ended.

Identity theft coverage can last for up to six months after completion of the trip and will most likely include monetary reimbursement up to a certain dollar amount. This differs among companies who offer identity theft as part of their travel insurance protection plan. Other types of this specific policy includes coverage for air flight accidents, baggage delays, coverage for family members, emergency assistance, injury or illness, terrorist acts, and rental car damage, among others. There are often limitations and certain conditions that apply, so make sure to read the fine print when investigating trip policies.

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